Cautious

You are uneasy engaging in behavior that carries a chance of failure.
Effect: You must spend twice as long performing any skill that requires an action. For example, deciphering a page of text would take 2 minutes for you instead of 1, while the Concentration skill is not affected by this flaw as it does not require an action. You also suffer a -2 penalty on initiative checks.
Suggested Class/Race: Halfling
Source: Dragon Magazine #328 (Nobody’s Perfect – New Flaws for Nonhumans)

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